Free · open source · built by a therapist, for therapists
We're trained to optimize movement, function, and speech. Let's optimize our finances too.
Stagnant pay, student loans, and no plan for what comes next. There's a simple, ordered path through it: free tools and guides to turn a therapist salary into options and time. Start with what you should be earning.
Start with the biggest lever: your income
See what the federal data says you should earn.
See what you should earnKnow your number already? Jump to the blueprint ↓
The blueprint
Three phases from debt to the day work is optional. Each has a calculator, and each buys back an option.
Phase 1
Get to zeroClear high-interest debt and student loans, get insured, and reach a net worth of $0.
Phase 2
Build the runwayInvest the gap between what you earn and spend, in the right accounts, so it compounds.
Phase 3
Buy back your timeTurn the runway into choices: Coast FI, a sabbatical, part-time, or full retirement.
Get the one-page therapist money playbook
The whole order of operations on a single page: what to do with your money, and in what order, on a therapist salary. Free, straight to your inbox.
Latest from the project
Phase-2
How Should A Physical Therapist, OT, or SLP Invest?
A few low-cost index funds, the right accounts, and consistent contributions are the keys to building wealth. Here's the approach on a therapist salary.
foundational guides
Can a Physical Therapist, OT, or SLP Achieve FIRE?
Yes, and most of us don't need to. FIRE is the far end of a spectrum. The same math buys the option to go part-time, take a sabbatical, or simply say no, long before it buys never working again.
housing
Can a Physical Therapist, OT, or SLP Afford to Buy a House?
Qualifying for a mortgage is easy. But what options are you giving up, and does it delay your timeline to working less?