Where therapists actually earn the most

California pays the highest median wage in four of these five professions. After state income tax and cost of living, it is not the best state for any of them.

Therapists
Assistants

After-tax pay adjusted for cost of living. Stacks state tax and local prices.

$87k$113k

Shading is scaled within physical therapists only. US median for physical therapists: $102,760.

Alaska

#1 of 51 · Real value
BLS reported median
$115,280
State income tax
none
After-tax
$115,280
Cost of living (US = 100)
102.4
Real value
$112,623

These are state medians

Your local number depends on your experience and practice setting.

See what you should be getting paid

Ranked by profession

Highest median wage, and where that wage is worth the most after state income tax and cost of living. Full 51-state tables on each page.

Why the five lists disagree

Assistant pay sits in a much narrower band than therapist pay: the spread between the best and worst paying state is smaller in dollars, so a difference in cost of living moves an assistant ranking further than it moves a therapist ranking. That is why a state can be mid-pack for physical therapists and top five for physical therapist assistants, and why sharing one list across five professions would be wrong rather than merely imprecise.

How this is calculated

Nominal pay is the median annual wage from the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics program (May 2025 release), for each profession in each state: physical therapists (SOC 29-1123), occupational therapists (SOC 29-1122), speech-language pathologists (SOC 29-1127), physical therapist assistants (SOC 31-2021), occupational therapy assistants (SOC 31-2011). Where BLS suppresses an estimate for confidentiality, that state is left out rather than filled in: the only gap today is COTA pay in Vermont.

Take-homesubtracts modeled state income tax for a single filer taking the standard deduction, at that state's median wage, using Tax Foundation brackets as of January 1, 2026. It does not include federal income tax or FICA (those don't vary by state, so they don't change the ranking), and it excludes local (city or county) income taxes.

Real valuedivides take-home by each state's cost of living, using the Bureau of Economic Analysis Regional Price Parities (2024), where the US average is 100. Cost of living already captures sales tax and, through rents, some property tax; income tax is separate, which is why it is applied on its own.

Limits: single filer only; local income taxes (Maryland, New York, Ohio) are averaged out at the state grain; and cost of living is statewide, so a specific metro can run higher or lower. Typical pay, not personalized tax advice.

More control over your money and your time.

Paying off student loans faster, negotiating your salary, and building the option to go part-time. Free, by therapists, for therapists.

Educational use only. Rehab Wealth Project provides calculators and content for informational purposes and does not constitute financial, tax, or legal advice. Results are estimates based on the inputs you provide and current federal rules; your actual outcome will vary. Consult a licensed professional before making decisions about your finances.

© 2026 Rehab Wealth Project. All rights reserved.